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Flagstaff Home Insurance It's the law in most states but why should you worry about carrying high BI coverage when many consumers don't and leave you under-protected?. While closing is the joyous moment the home becomes yours, the costs can be surprisingly aggravating. Visit his web site to download his free e-book, “REAL ESTATE SECRETS EXPOSED.” http://www.TroyIsMyRealtor.com or mail to: TroyC21@usa.net. Raynor James is with http://www.fsboamerica.org - providing FSBO homes for sale by owner. When car shopping, most of us focus on the car's features - the color, whether it is 2 door or 4 door, the stereo quality, how much wear is left on the tires, does the air conditioner blow cold air and how fast does the engine accelerate in traffic.