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If you do this you will ultimately end up paying more in premiums than you need to. These five policies include a broad form policy, a special form policy, contents broad form, and a condominium and comprehensive form. When determining the value of the manufactured home itself many homeowners are tempted to settle on the price they paid for the unit. As your situation changes year to year it’s often a good idea to revaluate your homeowner’s insurance needs. Indiana homeowners insurance quotes