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Many insurance companies are actually paired up with security companies like ADT or Brink’s and will give you a discount for using that insurance company and that security company as well. Anderson Home Insurance Some insurance companies also give a discount if you plan on having both your car insurance and Homeowners insurance with that company. While some homeowners aren’t willing to consider a higher insurance deductible, or the price they will pay before the insurance will begin paying for loss or damages, asking for price quotes with higher deductibles is an excellent way to receive a discount on your insurance.