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Once you've applied for free money (scholarships, pell grants, bugging your parents), and work-study money (assistantships and fellowships) and you find your still a little short-you need to start looking at student loans. Bloomington Home Insurance While some studies show that the average credit card debt is hovering around $8,000, I suspect that the average is really much lower (an article posted in MSN money supports this). Funding is often provided to graduate students (especially those pursuing a PhD) in the form of a Graduate Assistantships and Fellowships. Leading European and US airlines such as Lufthansa, United Airlines, Air France, Austrian Airlines, and Air Canada are providing direct services. A 2002 council of graduate schools poll shows that graduate students are much worse off--Master's students average more than $25,000 of debt while PhD students are carrying more than $35,000.

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